Accept every payment method your passengers prefer. From credit cards and digital wallets to UPI and cash, our PCI-DSS compliant payment engine handles transactions securely across 135+ currencies with automated invoicing and instant refunds.
Payment processing is the single most sensitive component of any ride-hailing platform. A failed transaction means a lost ride, a frustrated passenger, and a driver who did not get paid. Research from Stripe shows that 87% of mobile users abandon a transaction if the payment process takes longer than 3 seconds or encounters a single error. For taxi apps, where payments happen at the end of every ride, seamless checkout is not optional.
Our white label taxi app integrates with 15+ payment gateways globally, including Stripe, PayPal, Razorpay, Braintree, Adyen, and regional providers like Paystack (Africa), MercadoPago (Latin America), and GrabPay (Southeast Asia). This multi-gateway architecture ensures that passengers in every market can pay with their preferred method while you maintain maximum transaction success rates.
The payment engine is PCI-DSS Level 1 compliant, meaning cardholder data is tokenized at the point of entry and never stored on your servers. This eliminates your PCI scope entirely, reducing compliance costs while giving passengers confidence that their financial information is protected by the same standards used by major banks.
Every payment feature a professional ride-hailing platform needs, built in and ready to configure from day one.
Automatically route transactions to the optimal gateway based on card type, currency, and region, maximizing approval rates and minimizing fees.
Card data is tokenized at the point of entry and never touches your servers. Eliminates PCI scope and protects passenger financial information with bank-grade security.
Passengers can split a fare between multiple riders with individual payment methods. Each person pays their share directly through the app at trip completion.
Generate and send branded PDF invoices automatically after every trip. Invoices include fare breakdown, route summary, payment method, and tax details.
Process full or partial refunds directly from the admin dashboard. Refunds are credited back to the original payment method within 24-48 hours automatically.
Accept payments in 135+ currencies with real-time exchange rate conversion. Passengers pay in their local currency while you settle in your preferred currency.
Passengers top up a digital wallet via any payment method. Wallet payments are instant with zero gateway fees, improving margins and reducing transaction failures.
Smart retry logic with cascading gateway fallback automatically reattempts failed payments through alternate processors before marking a transaction as failed.
Machine learning models analyze transaction patterns in real time to flag suspicious payments, stolen cards, and chargeback risks before they impact your revenue.
Pre-built integrations with the world's leading payment processors. Activate any gateway through a simple API key configuration in your admin panel.
Full-stack payments for internet businesses. Supports cards, wallets, bank debits, and buy-now-pay-later across 46 countries with intelligent routing and built-in fraud protection.
46 countriesAccept PayPal, Venmo, and all major card networks through Braintree's unified gateway. Ideal for markets where PayPal has strong consumer adoption and brand trust.
400M+ PayPal usersIndia's leading payment gateway supporting UPI, net banking, cards, and wallets. Processes payments in Indian Rupees with instant settlement options for drivers and operators.
UPI + Net BankingEnterprise-grade gateway trusted by Uber, eBay, and Microsoft. Supports 250+ payment methods with advanced risk management and global acquiring in a single integration.
250+ payment methodsPaystack for Africa, MercadoPago for Latin America, GrabPay for Southeast Asia, and Mada for Saudi Arabia. Local gateways that maximize approval rates in specific markets.
Market-specificA proprietary wallet system that works alongside external gateways. Passengers load funds once and pay instantly for rides with zero per-transaction gateway fees for the operator.
0% gateway feesOffering local payment methods increases booking completion rates by 30%. Passengers who see their preferred payment option are far more likely to complete a ride.
PCI-DSS tokenization means you never store card data. Your compliance scope is eliminated, saving tens of thousands annually in audit and security costs.
Smart gateway routing and automatic retry logic reduce payment failures by 45%, ensuring drivers get paid and rides are not lost to technical errors.
In-app wallet adoption shifts 20-35% of payments to zero-fee channels. Smart routing sends transactions through the cheapest available gateway automatically.
Add a new country by activating its local payment gateway in the admin panel. No code changes, no new integrations needed, just configure and go live.
Every transaction is logged with full metadata. Generate revenue reports, reconciliation statements, and tax-ready exports directly from the admin dashboard.
The platform has pre-built integrations with Stripe, PayPal, Braintree, Razorpay, Adyen, Square, Paystack, MercadoPago, Paytm, GrabPay, Mada, and several other regional gateways. Activating a gateway requires entering your API credentials in the admin panel. No code changes are needed.
Yes. All card data is tokenized using the payment gateway's own secure vault. Your servers never store, process, or transmit raw cardholder data. This approach is PCI-DSS Level 1 compliant and eliminates your PCI scope entirely, reducing both risk and compliance costs.
Yes. The split payment feature allows up to 4 passengers to share a fare. The ride initiator sends a split request through the app, and each participant pays their portion using their own saved payment method. The system handles all the accounting automatically.
Administrators can issue full or partial refunds from the admin dashboard with one click. Refunds are processed back to the original payment method. Card refunds typically appear within 5-7 business days, while wallet refunds are instant. Automated refund rules can be configured for specific scenarios like driver no-shows.
Yes. Cash payments are fully supported with driver-side confirmation. When a passenger selects cash, the driver marks the payment as collected at the end of the trip. The admin panel tracks cash collection separately, and the amount is deducted from the driver's next payout to reconcile platform commissions.
Yes. The multi-gateway architecture allows you to configure different gateway providers and fee structures for different operating regions. For example, you might use Stripe in the US and Razorpay in India, each with their own fee schedules reflected in your financial reporting.
Give your passengers the payment flexibility they demand while keeping your revenue secure, compliant, and fully automated. See our payment engine in action.